Whether you’re casting your line off the end of a pier or buckling your seatbelt, we all deal with risk and return. Somehow, when it comes to emerging markets, nominal vs real, risk-adjustments, multi-asset portfolios, protection strategies and bull vs bear markets we panic amidst an onslaught of lingo that overwhelms us. Basically, when it […]
Saving money can be as easy as not spending it unwisely. From monitoring the tyre pressure on your car to being aware of local community events, there are heaps of ways to save money! We’ve read up on some more tips this month and have four amazing, stress-releasing (except for the last one…) ideas. 1. […]
There is a myth that Ostriches, when faced with danger, bury their heads in the sand. Although it is not found to be true in nature, many of us tend to behave like this when faced with our monthly budget… Financial behaviourists actually call the avoidance of perceived risky financial situations by pretending they do […]
We’ve written several blogs on planning for retirement and this is yet another to add to the quiver. Why is this so important? Because financial planning and provision for retirement is often relegated to the bottom of the budget and is only seriously considered when it is seriously too late. Current reports tell us that […]
When it comes to listing our fears, many people might cite spiders, thunderstorms and clowns as their top three. But for many of us we have to deal with SARS more frequently than clowns, however ironic that may sound, and dealing with SARS can be quite a scary thought! During the next tax season, which […]
Saving money doesn’t have to be difficult. It also doesn’t have to be a specific amount of money that you stash away in a protected account that you can only access when you’re 120. Saving money can be a creative behaviour that forms part of your daily spending habits. Truly a penny saved is a […]
One of the most difficult elements of any financial portfolio is saving for retirement. For most of us, retirement always feels so far away and we feel like we’ll either have plenty of time to save for it, or we simply have other priorities that are currently higher on our list. Products like short term […]
We’re almost at the middle of the year! Some will look forward and see the potential stashed away in the seven months that lie ahead, but others will look at the five months passed and be overwhelmed by how little they’ve accomplished. Perhaps you had such a motivated two weeks in January where you felt […]
For those of you who have travelled on a tube in London, you’ll know the familiar sound of the lady saying “Mind the gap.” as you step on and off your tube. In fact, even if you haven’t travelled to the Big Smoke, you’ve probably heard about it. However, when people buy health cover they’re […]
Most of us have kids in our lives – whether they are our own, our nieces and nephews, friends’ kids or the neighbours – and we are teaching them about money all the time. Every time you make a financial decision or talk about money in front of a child, you are teaching them something. […]