No one ever plans to fall into a spiral of debt, but sometimes challenges arise that cause the debt to build up around you before you have even realised how bad it is. This puts you in a debilitating position that can be difficult to emerge from. So, here are some points to consider to […]
Hunting for a bargain takes time and effort and only certain items are worth that effort, you have to weigh up the advantages versus the cost. As a follow on from our last blog post… here are some more to pointers for a good bargain hunting acumen. Be prepared to negotiate Don’t feel bad for […]
A really good bargain is hard to come by and sometimes it requires a bit of dumb luck! The problem with luck is that it isn’t reliable… That’s why we have put together a list of consistently savvy bargain buying tips to help you increase your chances of getting the best possible deal on whatever […]
As we are embraced by the cold of Winter it can be a tough choice to get out of bed in the morning. We have some saving tips that encourage you to get out and about, while others can be enjoyed from the comfort and warmth of your home. Help your wallet put on some […]
People who take the time to carefully plan their financial futures are less likely to fall victim to Ponzi or Pyramid schemes as they have more realistic return expectations. The desperation that lures a lot of people into “get rich quick” schemes is due to a lack of financial future planning, such as having to […]
“Get rich quick” schemes aren’t a new phenomenon, and yet people still get lured into these sorts of financial scams.The problem occurs when the temptation of above market return on investment outweighs well-founded suspicions. Wealth is generated through hard work and smart investing, you should be wary of ‘shortcuts’. Besides the promise of an unrealistic […]
As Winter sets in we need to stay intent on nourishing and nurturing ourselves and our loved ones by staying active and healthy, all while working around the load-shedding schedule. One of my favourite ways of getting a nutritionally balanced meal, while not having to worry about the power cutting out and having a half-cooked […]
So you have started a new business from home, it’s still small beginnings and you wonder to yourself: “What risks are involved that I would need business insurance if I am working from home and have no premises to worry about?”. Whilst your revenue may be small, the answer to the question of whether your […]
Every parent wants the best for their children, and the best we can give them is a sure footing in life. One of these areas is intrinsically linked to how they will perceive value in others, value in themselves and the value of things around them. It is hard for children to understand the concept […]
Last week we covered some of the basic elements of running a business, this week we look more to the growth of the business and keeping that growth sustainable. Remember, running your own business is hard work, but having a sustainable organization that adds to the lives of others and protects the environment is well […]