Saving money doesn’t have to send us on a price-smashing frenzy that leaves broken trolleys and disgruntled shoppers in our wake. In fact, panic buying is probably worse for our budget than doing a daily grocery run. With the right approach, buying in bulk can be a smart way to save money on everyday items. […]
When it comes to financial planning, many believe that the ultimate goal is accumulating as much money as possible. However, this approach may only sometimes lead to a fulfilling lifestyle. Instead, it’s important to consider what kind of life you want and then create a financial plan that allows you to achieve that lifestyle. As […]
Money can be both a master and a servant in our lives, depending on how we choose to approach it. As P.T. Barnum once said, “Money is a terrible master but an excellent servant.” Let’s explore what this means and how we can ensure that money serves us rather than the other way around. Money […]
For years there have been copious books, blogs and articles written on healthy time and energy management, and in today’s digital environment, it’s even more essential for success. Experts suggest a shift in how we approach our daily routines, starting with our emails and social media notifications. While our email inbox or WhatsApp notifications may […]
“Financial security and independence are like a three-legged stool resting on savings, insurance and investments.” – Brian Tracy. When it comes to financial planning, many people focus on investing as the key to financial security and independence. However, as Brian Tracy points out, financial security and freedom require a three-legged stool resting on savings, insurance, […]
Staying motivated to change can be a challenge! It’s too easy to fall into old patterns and habits. It can be difficult to remain committed to change because change can be a complex process that requires effort, discipline, and perseverance. Sometimes, people need more motivation to change, and with a clear and compelling reason, it […]
Thinking, feeling, and acting are interrelated processes that shape our behaviour, and they often become so habitual in our busy lives that we are no longer mindful of them. We lose control of being intentional about the direction our lives are taking – and this often shows up in our finances. Therefore, it is important […]
Do you often reach the end of your day and feel like, regardless of how busy you’ve been, you still don’t feel productive? It’s all too easy to begin our day in our emails and allow all the interruptions of ‘urgent messages’ to run our entire day. These digital distractions can seriously affect our productivity. […]
People have a wide range of feelings and perspectives regarding investing. Some view investing as a way to grow wealth and secure a financial future, while others may view it as too risky or complex. Some of us are confident in our investment knowledge and feel comfortable making decisions independently, while others prefer to seek […]
Our minds are extraordinary. The human brain has evolved to solve complex problems and successfully manage unexpected situations, and yet, coping is less about what is happening in the world and more about how our senses decipher the situation. Perception is everything; this is why coping mechanisms focus on managing, reframing, or avoiding how we […]