Rainer Boshoff | Independent Wealth & Financial Planning

What does your wealth creation

to you?

mean

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Current
Expenses

Future
Dreams

Protection
(your health,
is your
greatest
asset!)

What does your wealth creation

to your family?

mean

Let's chat

Travel

Independence

Legacy

What does your wealth creation

to your business?

mean

Let's chat

Continuation
plan

Employee
benefits

Risk
mitigation

PARTNERSHIP

Partnering with you as an individual, family, business or organization, creates the foundation for seeking the best outcome in your financial journey. A partnership underlines mutual interests and ensures trust.

TRUST

Our reliability, sharing of truths and ability to look at what you need on your financial journey, places you in a position of trust where we look at what you need to keep, and what you need to release, in order to clean the slate and have the best experience.

ACCOUNTABILITY

Many people are able to make plans, but few are able to follow through. Helping you achieve your goals, your commitments, your desire to give back and protect your family and your future is how we remain accountable to this journey.

EDUCATION

Together we will explore what specific knowledge you will need in order to succeed in your unique situation.

FAMILY

You don’t choose your family, Family is God’s gift to you as you are to them – Desmond Tutu. Our focus is to ensure that you and your family make informed decisions and the best possible outcome for your financial situation.

EXCELLENCE

Delivering excellence is to have integrity and respect when dealing with your unique situation. we strive to be kind, dependable and responsive with every assigned task or encountered situation.

Your Story

Your life is not a single event, it's a complex entanglement of amazing, tragic and mediocre events; some of them chosen by you, others merely the result of life and external factors. Your story is made up of your past, your present AND your future. We help you ask questions that will fill in the pages of your story to help us make better choices together, and handle whatever life throws into the mix.

Infinite Wealth

If you had all the money in the world - what would you do? That's a tough question! It's both confronting and freeing in and of itself. If you'd like to know what money means to you, we need to ask questions like this to start attaching value and significance to your wealth.

Around the Corner

Do you see an event currently that might have a huge impact on your finances? Planning for the future is empowering and enabling as it brings some of the control back into your hands - you get to have your voice in what your future looks like, rather than simply leaving it all to fate.

Money Lessons Learnt

What lessons about money did you learn when you were growing up? These formative financial experiences play a large role in how we think, feel, talk and behave with money. Revisiting the money lessons learnt when we were growing up is helpful in shaping new approaches to securing our financial future.

Who relies on you?

Who are all the people affected by the financial decisions that you make? This question helps us understand the extension of your story into an even greater entanglement of complexity - but inside of that complexity we can derive deeper meaning and greater significance.

We believe in long-term financial planning, involving the whole family.

Our objective is to provide you with a holistic financial plan, encompassing every aspect of your financial situation, by sourcing the best possible products for your specific needs. This holistic planning approach helps build your legacy, a legacy that can be proudly passed on from generation to generation.

Having been in the financial industry for over two decades, as a team we have extensive experience and knowledge in all areas of financial planning. After completing my B.Com, I furthered my qualifications by obtaining Certified Financial Planner (CFP) status, which is seen as the top academic qualifications in Financial Planning.

We work in affiliation with the IWealth and Amity Groups, which also have extensive years of experience in the managing and execution of investment planning.

We believe that sustainable and successful financial planning is deeply and intrinsically linked to your personal dreams and goals. That's why, in partnership, we assist you to identify your financial goals and craft a strategic financial plan for your family. We take the time to educate and research suitable options for your plan and design a client specific solution.

We engage with you and encourage you to towards making informed decisions that lead to the effective and efficient implementation of your financial plan. All of this is done in a continued effort to maintain the utmost priority your family's best financial interests and to deliver professional services with integrity, objectivity and due diligence.

We protect the confidentiality of all client information and remain fair in all of our professional relationships. We constantly maintain the knowledge, skills and abilities of our team to provide you with exceptional service and financial advice.

Estate Planning

Estate planning is not only for the mega-rich. If you have assets, investment policies, risk cover and more than one potential beneficiary, then I can assist you with the planning of your estate and how it will be allocated when you pass away. An estate that is left open can cause a difficult time to be even harder for those who are left behind. Often there is more work needed on a R3m estate than on one that is worth R20m!

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Investments & Tax Free Accounts

When it comes to investing, it’s important to have a diverse portfolio. My expert knowledge and extensive investment options allow you to truly choose the very best products available to you. From low-risk, long-term investing to high-risk, short-term strategies we can mix it up or keep it conservative: investments completely tailored to who you are and where you want to go.

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Corporate Benefits

Group Life, Pensions and Provident Funds remain an essential part of a well run business. I will tailor your company’s pension and provident funds for you, using the most appropriate corporate providers to tender for the risk benefits and the retirement benefits separately – ensuring cost effective and customer specific corporate benefits.

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Business Assurance

Will your business survive if you are disabled, die or become impaired or what would the consequences be if this happened to one of your partners? Together we can design flexible and comprehensive solutions to meet your business assurance needs, utilising Key-Man policies and Buy-and-Sell agreements where appropriate.

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Retrenchment Benefit

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Retirement Planning and Provision

The sooner you begin to plan and save for your retirement, the sooner you can retire! The product most bought for this type of financial planning and provision is known as a Retirement Annuity (RA). Most companies have RA’s worked into their remuneration packages, but many don’t.

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Medical Cover & Gap Cover

We are able to advise on a wide and diverse range of Medical Cover and Gap Cover products that will suit almost any budget. These products range from cover for basic hospital stays through to full, comprehensive medical aids that cover consultations with doctors, medication, glasses and other medical expenses.

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Disability & Income Protection

Most households in today’s economy rely on more than one income to keep the household expenses under check, very few are able to survive on one income alone. If you were injured or disabled in some way and could no longer work, would your family be able to cope without your income?

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Critical Illness

These products are also known as Dread Disease Cover. Advances in medical care mean that more people can now survive illnesses once thought to be fatal. However, although many individuals lead relatively normal lives, they no longer enjoy the same mobility or good health. The best medical treatment can cost you and your diminished ability to work could force you to make severe lifestyle changes.

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Life Cover

You pay tax every month to the state, but what are you paying to provide for those that you love and care about after you have gone? Life cover should not be seen as a grudge purchase but rather as an investment into the future of your spouse and children. You work hard to provide for them now, that shouldn’t have to change in the future.

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Eerstens wil ek vir jou en jou span baie dankie sê vir al julle moeite wat julle aangegaan het om my Discovery polis uitbetaling, uiteindelik tot stand te bring. Was dit nie vir julle nie dan was die lewe vir my en Elsa so bietjie meer gekompliseerd en ons kan vir 'n wyle weer asem haal.

Julle flinke diens en kontakte het my gereeld op hoogte gehou en dit waardeer ek baie van julle. Daar is min ander makelaars wat met soveel entosiasme en dryf hulle besighede vooruit laat strewe en die kliënt altyd op sy gemak laat voel en te laat weet dat julle aan die stuur is van julle besigheid en dit so ook voluit lewe.

1/2 - Francois Joubert
As ek net jonger al die belangrikheid van sekere polisse kon sien en meer aandag daaraan gegee het, sal mens sulke verknorsings kon vermy en beter bewapen wees teen die tekort aan finansies en wat se skielike verandering dit in 'n mens se leefstyl teweegbring.

Ons is mos gemaak van staal en niks kan ons oorkom nie. Hoe verkeerd het ek nie self hierdie houding laasjaar eersteklas aanvaar nie. Dankie dat jy ook nie verwyte voor my gegooi het nie. Jy het my in die verlede probeer reg help maar dit het afgeloop soos water van 'n eend se rug. Jy was egter net reg om te sê:- Kom ons kyk wat kan ons doen. Jou toegewydheid aan my saak het weer lig in my donker tonnel laat skyn en is dankbaar daarvoor. Vir jou en jou span.

2/2 - Francois Joubert
My wife and I have been working with Rainer and iWealth for the past many years, and we are very impressed with his expertise and advice. We would highly recommend him and the iWealth team.

- Rurik and Vera McKaiser
Rurik McKaiser Attorneys and Consulting
Rainer sien al vir baie jare om na my gesin en ander lede van my familie se versekeringsbehoeftes. Sy kennis en ondervinding in die bedryf is diep gevestig. Wanneer ek verneem van ‘n vriend of kollega wat versekeringsbehoeftes het skroom ek nie om Rainer te verwys nie, vir ‘n paar goeie redes. Rainer doen wat hy sê hy gaan doen, hy doen uitstekende analises, en hy stel kliënte se finansiële behoeftes bo sy eie. ‘n Verdere bonus is die voortgesette uitnemende diens deur Rainer se span. Ek sal Rainer vir enige persoon wat erns maak van finansiële beplanning aanbeveel.

- Francois Roux
Franchise owner
As vriend is Rainer ‘n lojale mens sonder pretensie. Hy is opreg en die waardes wat hy as man en Pa uitleef, word ook gereflekteer in sy sosiale verhoudinge en vriendskap. Hy bestuur ook tans een van ons finansiele portefeuljes by iwealth maatskappy. Gegewe die eienskappe van die besondere man, glo en weet ek ook dat hy hiervan ‘n sukses sal maak en dat ons fondse in goeie hande is. My beste wense vergesel hom in enige hoedanigheid waarby hy betrokke gaan raak of begin.

- WAJ Gouws
Skoolhoof
Ek het afgelope paar jaar met Rainer op besigheidsvlak as kliënt te doen gekry maar hom ook leer ken as my kliënt. Beide geleenthede was dit net 'n plesier om met hom te werk. Sy geduld en verstaan van persoonlike omstandighede maak dit gemaklik om met hom saam te werk en kry jy nooit die boodskap dat hy minder kwaliteit tyd aan jou spandeer.

- Bartel Viljoen
Argitek
Ek kan net getuig van besonderse goeie diens en ondersteuning van Rainer en sy span. Hul dra werklik mens se belange op die hart!

- Karin de Kock
Spesiale woord van dank aan Mnr. Rainer Boshoff vir sy advies destyds om die gevreesde siekte polis uit te neem en my polisse te herstruktureer.
Dit was verseker die beste advies wat ek van enige makelaar ontvang het in my loopbaan van meer as 30 jaar.

- JP Botha

Tel : 021 851 9466
Tel: 086 055 7770
Mobile: 082 881 7617
E-mail: rainer@iwealth.co.za

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BOOK A CONSULTATION

Rainer Boshoff
rainer@iwealth.co.za

Annelize Nicolson
annelize@iwealth.co.za

Jos de Villiers – Policy Services or any policy related query
jos@iwealth.co.za

Mariette Brand – Short-term insurance
mariette@iwealth.co.za

Rainer Boshoff Financial Services

PARTNERSHIP

TRUST

ACCOUNTABILITY

EDUCATION

FAMILY

EXCELLENCE

Your Story

Infinite Wealth

Around the Corner

Money Lessons Learnt

Who relies on you?

Rainer Boshoff CFP®

Dylan Bouwer CFP®

Mico Hefer

Johann Boshoff

Jos De Villiers

Annelize Nicolsen

Lucian Rubaine

Mariëtte Brand

Latest from our blog

"You'll never experience inner-peace until your daily behaviour is in concert with your most deeply held values."

FINANCIAL SERVICES

Estate Planning

Investments & Tax Free Accounts

Corporate Benefits

Business Assurance

Retrenchment Benefit

Retirement Planning and Provision

Medical Cover & Gap Cover

Disability & Income Protection

Critical Illness

Life Cover

"Families are like branches on a tree, we grow in different directions yet our roots remain as one."

Testimonials

"The goal isn't to live forever, the goal is to create something that will."

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"You'll never experience inner-peace until your daily behaviour
is in concert with your most deeply held values."